The 14th Amendment to the Constitution guarantees that no one can be deprived of life, liberty and the pursuit of happiness without due process. But what about your most cherished asset: your home? Can it be taken from you without due process? Well, that depends. And that is why we are here.
When we borrow money to purchase a home, we all know we will be required to make monthly payments until the debt has been paid back. What we often do not fully realize is that life can often throw us curve balls that result in us getting behind on our bills, most importantly, our mortgage. It could be a job layoff, an injury that keeps us from working, or a sick child. The possibilities are many and varied.
A generation ago, people borrowed money from a Savings & Loan and local bankers were there to help you in these tough times. But now, with nationwide banks and mortgage companies, there is no one to talk to when these events happen. And quite frankly, there is no one at these huge banks who care. It is just a file number and a past due amount to collect.
To make matters worse, these same gigantic financial institutions have influenced the legislatures to pass laws allowing them to foreclose on your home without ever having to take the matter to court. All that is required is that certain notices be mailed to you, but there is no Judge or court overseeing the process to ensure that it is being done properly. No one is there to ensure that you have the due process guaranteed to you by our system of laws.
At The Law Offices of Paul Ford, we have learned that the giant banks, and the large law firms they hire, often fail to follow the law before taking someone’s home. We are here to hold them accountable. We are here to answer your questions. If you are in the middle of this process, do not wait any longer.
Call today! There are things that can be done to save your home and compensate you for having your rights violated.